11 Cheapest Places to Live in New York

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11 Cheapest Places to Live in New York. New York is a popular state to settle down. Living in the Empire State can, however, be
rather costly and a difficult goal for some people to reach. Many people think of New York as “the big
city”. There are some areas of the state that are
much more affordable. Upstate New York is often overlooked by outsiders
as being part of New York at all. There are, in fact, many fascinating and beautiful
places to live that are quite affordable. On that note, here are 11 of the cheapest
places to live in New York. 1. Dunkirk. Dunkirk is a small city of over 12,000 residents
along the shore of Lake Erie. Its cost of living index is an especially
low 78, which is significantly lower than both New York overall and the nation’s standard. The median value of a house or condo in Dunkirk
is just over $66,000, and the median household income is over $40,000. The most common industry, by far, is manufacturing,
and the most common jobs are those in the field of production. Considering that Dunkirk lies on the southern
shore of one of the Great Lakes, there is a boardwalk with a market that is a popular
destination, as well as a pier and a lighthouse. There are also restaurants and taverns where
you can go to enjoy some food or drinks with family and friends. 2. Albany. The capital of NY, Albany, is a relatively
inexpensive living option for people who are looking for an urban environment. The cost of living index is slightly higher
than the national average standard, but lower than the state average, at 106. Within that index, however, grocery expenses,
housing, and utilities are all cheaper than the national average. The median house or condo value is $169,900. Public administration is the most common industry,
and the most common jobs are in sales. Albany is an attractive city because there
are so many activity options available to residents and visitors alike. For example, there are museums, planetariums,
historic sites, sporting venues, and more. There are plenty of nightlife options for
adults, and also parks and shows for children. Furthermore, there are often festivals and
events happening somewhere in the city. So if you are looking for a place with all
the amenities of a busy city but without a huge price tag, Albany may be for you. 3. Hornell. Hornell is a great place to settle down for
cheap in New York State. The town, in the Finger Lakes region, has
a cost of living index below even the national average of 100, at 91. The median house or condo value is under $66,000,
though median household income is almost $38,500. In recent years, the crime rate in Hornell
has been significantly lower than the national average. The average household size here is 2.4 people. Despite being a pretty small town, there are
many attractions of living in Hornell. There is a museum filled with railroad relics,
a state park where you can soak up the beauty of nature, places to try local craft beverages,
and more. If you want to try some fresh food from the
area, there are also several farms and markets to visit. Additionally, there is a community arts center
and some antique centers where you can embrace history and culture. 4. Troy. Troy is a small city not too far from the
state’s capital, Albany. It has a population of just under 50,000 residents
with a median age of 29.8 years old. The cost of living index, compared against
a national average standard of 100 and a NY state average of 122, is 102. Housing is relatively cheap here, with median
home value falling under $147,000. The most common industries in Troy are educational
services and retail trade, and the most common jobs are in office and administrative support
positions. Troy has several attractions for residents. Not only is it the home of Rensselaer Polytechnic
Institute, but there is also a great farmers’ market, a sports stadium, museums, and more. There are also several hospitals and nursing
homes in the city, allowing for access to health care and senior support. 5. Waterloo. Located in the Finger Lakes region of upstate
New York lies Waterloo, a low-cost village of over 5,000 residents. The cost of living index here is an affordable
88, 12 points under the United States’ average. The median house or condo value is under $86,000,
which is much lower than the state’s overall median of $293,500. The median household income, while also lower
than average, is still a comfortable $47,144. Despite being a relatively small place, Waterloo
is home to a mall of outlet stores where you can get a lot of shopping done. If you would like to spend some time on the
water, Fuzzy Guppies canoe rental can help you experience some of the area’s natural
beauty closer up. Additionally, you can dip into the history
of the region by visiting the historic Peter Whitmer Log Home or the American Civil War
Memorial. Other available activities include going to
the local golf course or checking out the bars and shops in town. 6. Lancaster. Yet another affordable place to live in New
York is the town of Lancaster. This town has a cost of living index of 85,
with housing being an area of particularly low cost. The median house or condo value, at $130,552,
is less than half the median price for New York State overall. The median household salary meanwhile, at
$50,934 is just under $10,000 less than the state median. Almost a quarter of the industry in Lancaster
is manufacturing, and many residents work in production services. The town has many non-manufacturing-related
things to do also, however. For instance, you can spend some time walking
around outside at Westwood Park or Como Lake County Park. If you are interested in the history of the
area, you can visit Hull Family Home & Farmstead to see a Revolutionary War reenactment. Alternatively, if you want to soak up a cultural
experience, you can attend a show at the local opera house. 7. Elmira. Elmira is a city close to the New York-Pennsylvania
border with a population of over 28,600 residents. The city is very affordable, with a cost of
living 13% lower than the national average, and thus significantly more affordable than
the average for New York State. The median house or condo value is under $68,000,
and the median household income is almost $31,000. Manufacturing and retail trade make up large
portions of Elmira industry, and many residents work production-related jobs. This city is a good living option because
it offers nature, learning, and plenty of fun to its residents. For instance, there is a nature center where
you can go hiking and get close to some of the wildlife. There is also the Chemung Valley History Museum,
which is home to a great number of historical artifacts. For days when you want to have less information-oriented
fun, you can check out the large Elmira Drive-In Theater for a film, or visit the Harris Hill
Amusement Park. 8. Auburn. Auburn, a small city in Cayuga County, is
an affordable place to live, with a population of over 27,000 people. The cost of living index for Auburn scores
in at 90, which is 10% cheaper than the national average, and even more so than New York State’s
average score of 122. Housing is particularly low cost, as the median
house or condo value is at $108,225, less than 40% of the average cost for a New York
home. Residents of Auburn tend to be around as healthy
as is average for the state, in several categories and overall condition. There are also many hospitals and health care
facilities available in the area. Auburn is a great place to be for people who
want to learn some history as well as have many options for things to do. There are several museums, including an agricultural
museum and historic houses. There are also multiple venues where you can
go to see shows performed. Other attractions include an art center, local
farms, and walking trails. 9. Buffalo. Buffalo is a city of over 258,000 residents
in Western New York. It is much more affordable than NYC and many
other cities, with a cost of living 20% lower than the national average. The median house or condo value is $75,800,
while the median household income is over $32,000. Retail trade and manufacturing are among the
most important industries in this city, and the most common occupation is working in sales. Buffalo is a fantastic living option for people
who want to experience urban life as well as be relatively close to some natural attractions. In the city, you can go see shows, attend
holiday festivals and parades, visit a huge variety of restaurants, enjoy an active nightlife,
and more. For days when you want to get away from the
bustle, it is only a short commute to Niagara Falls. 10. Syracuse. Syracuse is a relatively large city in upstate
New York with a population of over 144,000 residents. The city is a cheap place to live, with a
cost of living index of 90 compared to the national standard of 100. The median house or condo value is $93,100,
and the median household income is just under $36,500. Retail trade and educational services make
up a large portion of Syracuse industry, and common jobs include sales careers and office
and administrative support positions. Syracuse is an attractive city to live in
because there are so many things to do there. You can browse dozens of museums and galleries,
visit the zoo, see a show, attend cultural and musical festivals, and more. There are also many natural parks where you
can see the natural beauty of the area. Furthermore, Syracuse is home to many colleges
and universities, and there are many different resources available to city residents. 11. Jamestown. Jamestown is a city with a population just
under 30,500 residents in Chautauqua County. It is a very affordable option for people
who are interested in the Western New York area. Its cost of living index is a cheap 78 compared
to a national average standard of 100. The median house or condo value in Jamestown
is slightly under $65,000 and the median household income is just over $32,000. Over a quarter of industry here is in manufacturing,
and 19% of residents work in production services. Jamestown is a great site for experiencing
the beauty of nature particularly. The Audubon Community Nature Center is a wildlife
sanctuary where you can go on hikes when you want to spend time outdoors. The city is also home to a museum honoring
Lucille Ball and Desi Arnaz for fans of “I Love Lucy.” Other Jamestown attractions include art exhibits
and artisanal food and beverage tours.

9 comments

  1. I'm surprised you did not include Rochester, NY. I'm disappointed because you don't say whether there are hospitals in the cities you name here, except for one city. Know, too, that there are people like me who have never driven in his life, and have no intention to learn so it would be helpful to know which cities have a bus service. Personally, I found Jamestown, NY to be VERY unwelcoming and at one time, I had suggested that I would move there but I had so many negative comments and insults that I am very glad that I did not move there. As far as I know and understand, Syracuse, NY is a rather dangerous place to live. Has that changed? I would love to see places which have an extensive bus service for those of us who do not drive – by choice. Thank you.

  2. How you didn’t mention Rochester N.Y. it’s the third largest city in New York and cheap to live and second best economy after nyc …

  3. He doesn't mention the obvious that all these places have long, cold winters. Might be worth considering though for those looking to get out of a hot climate for half the year.

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